An introduction to our 55+ Mortgages

Our 55+ residential Mortgages have been designed specifically with the older borrower in mind. We are a specialist in lending to older borrowers, and we offer a broad range of lending products. In this section, you can learn more about our 55+ Mortgages. Unlike other products in our range, our 55+ Mortgages are residential mortgages and do not offer any safeguards in case you encounter payment difficulties in future. If such safeguards are important to you, you may wish to consider the other products available from us.

Why choose us?

We launched the first equity release plan in 1965, and we are the longest established equity release provider in the UK. Our products are provided by Julian Hodge Bank Limited.

We have been one of the most innovative lenders in the lifetime mortgage market, and we have applied this experience in developing the 55+ Mortgage range.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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